As the winter months approach, many families start to feel the pressure of higher heating bills, the cost of warmer clothes, and the added expense of the festive season. These financial stresses can take a toll on family wellbeing and mental health.

We understand how challenging this time of year can be. That’s why we’ve put together practical tips for parents preparing for winter, including saving on heating bills, finding affordable clothing, and planning ahead for Christmas.

1. Plan ahead for heating costs

Preparing your home early can save money and stress later.

• Bleed your radiators to make sure your heating is working efficiently.
• Use draft excluders at doors and windows to keep warm air in.
• Check charity shops or online marketplaces for affordable thermal curtains or blankets.

2. Winter clothing on a budget

Look out for secondhand bargains instead of buying new.

• Shop at charity shops or local swap shops for coats, hats, gloves and scarves.
• Try secondhand apps like Vinted to find affordable winter gear.
• Check community groups as many parents give away clothing their children have outgrown.

3. Budget for the festive season

Planning ahead can ease financial pressure and help you enjoy the season.

• Spread out costs early by buying small gifts or supplies over several weeks.
• Look for free community events like light switch-ons, carol services or library craft sessions.
• DIY decorations and gifts with your children for low-cost family fun.

4. Stock up on winter essentials

Avoid last-minute spending by getting organised now.

• Keep a basket by the door with gloves, hats, scarves and umbrellas.
• Stock up on pantry basics for easy, budget-friendly meals.
• Check your medicine cabinet for essentials like paracetamol and thermometers.

5. Create warm and cosy spaces

Sometimes small changes can make your home feel warmer without turning up the heating.

• Add extra throws or blankets to the sofa and beds.
• Use rugs to cover cold floors and keep heat in.
• Encourage cosy family time like reading, board games, or baking together can make staying in feel special.

Resources to check out

Here are some helpful organisations offering advice or support this winter:

• National Energy Action – Advice on energy bills and keeping warm.
• Citizen’s Advice – Help with benefits, debt, and energy grants.
• Turn2Us – Search for welfare benefits and charitable grants.
• StepChange – Free debt advice and budgeting support.
• British Gas – More information on the British Gas energy bill support fund.

Need extra support?

If you are struggling to cover the cost of essentials, remember you are not alone. FTCT provides grants to help families buy items their children need, such as school uniforms, essential appliances, and children’s bedroom furniture.

Could you apply for an FTCT grant?

You may be eligible for a grant if you work or have recently worked for a fashion or textile employer and are caring for a child under 18.

We help parents in many situations, including:

• Financial hardship due to job loss, illness or bereavement
• Families who are rehoused after homelessness or unsafe living conditions
• Low-income households struggling with long-term financial hardship

Don't work in fashion and textiles, what next?

If you're sure you have never worked in UK fashion or textiles, unfortunately we won't be the right charity for you. Try this list of other charities who might be able to help your family. 

Related FTCT support

You might also be interested in:

• Budget Tips Every Parent Should Know 
• FTCT FAQ's
• Parent Stories